National Scheme
Public Liability Insurance
The Insured is the AWA, State Windsurfing Associations and Registered Clubs that are listed on the policy (other bodies may also be listed on the policy as interested parties ie. Local Councils). Your home insurance policy may also cover you for TPL and/or equipment damage. The Summary of Insurance document (click image below) is not the same a a copy of the Certificate of Currency. The CoC can be requested via your State AWA Rep.
Procedural Notes
FOR USE BY CLUBS, ASSOCIATIONS AND EVENT ORGANISERS FOR THE ADMINISTRATION
OF THE INSURANCE SCHEME.
The effectiveness of this Policy, particularly with regards
to organised events, is seriously jeopardised when people who are
not members of a body affiliated with AWA are allowed
to participate. Should this happen, then by simply excluding these
people from participation does not provide an acceptable solution
especially when the people concerned are visiting international
sailors or represent potential new members.
However, there is a simple answer to the problem. Participants who are not members will
be afforded protection by the policy as long as they are granted
'honorary membership'. It is essential that
this fact is recorded on the membership register and the
appropriate premium levy paid in due course. It is also essential
that membership registers are maintained in such a fashion as to
leave no doubt whatsoever as to a member's membership status in
the event of a claim being made. Whether electing to collect the
levy from those involved or pay it directly is a matter for the
organisers to decide. It is also a matter organisers to decide
whether 'honorary membership' applies only for the duration of the
event involved. Obviously it is important not to create a situation
whereby members come to regard 'honorary membership' as being
a better financial proposition than ordinary membership. This would
be discouraged and indeed membership benefits could be enhanced,
if the non-members were charged the insurance levy for each and
every time they participated in an event. Should this be the case,
only one levy per non-member would be expected to be paid to the
Insurance Company each year.
It is of the utmost importance and must be clearly understood by
officials and those responsible for conducting regattas and
other activities that by following these simple procedures
the Insurance Scheme will provide the protection intended - by doing
otherwise, this may not be the case.
For event eligibility, check your Membership Status. If your name is missing, check/complain to your State Association or AWA Rep. Like the sail number register, we will try to keep the list current.
Registered Clubs
To be registered, a sub-body of a State Association must have completed and supplied (annually) a copy of the following documents to their State Association: (1) AWA Insurance Agreement, and (2) Club Events Calendar. Sample Risk Management Document.
